Whether you've missed making a mortgage payment or you're worried about missing a payment, MyLawBC can help you. This guided pathway asks you questions about your mortgage issue and gives you the best available resources for help, based on your answers.

If you default (don't make payments), your lender (bank, credit union, insurance company, private individual, or loan company) can take legal action to try and repossess (take back) or sell your home. This legal action is called foreclosure. In most situations, your lender doesn't want to repossess your home. That can be a long and expensive process for them. They would rather have you keep your home and keep paying them.